Black cards entered the China market as early as 212. Although there are not many banks that can issue black gold cards, there is always the Industrial and Commercial Bank of China, which is called "the first bank in the universe". I want to know what the credit card limit of industrial and commercial black gold is. Let's take a look with Xiaobian.

There are two products of ICBC Black Gold Credit Card: ICBC American Express Centurion Black Card and ICBC UnionPay Black Card. Only high-end customers of ICBC private bank are eligible to accept the invitation.

what's the credit limit of industrial and commercial black gold credit card? In the initial amount, there is a little difference between the two:

1. ICBC American Express Centurion Black Card: the credit line is between 2 million and 1 million;

2. ICBC (UnionPay) Black Card: The credit line is 1-5 million yuan.

if the cardholder's consumption demand is large, he can apply to the bank for a temporary line in advance. As long as the line is not in the investment field, it can generally be passed.

which of the two commercial black gold credit cards is better? I analyzed it from two aspects:

1. Application conditions

ICBC American Express Centurion Black Card needs more than 1 million financial assets every quarter and day; The black card of ICBC (UnionPay) needs more than 8 million daily financial assets in the past year.

2. Annual fee standard

ICBC American Express Centurion Black Card is 18, yuan per year, and you can apply for two free supplementary cards; The black card of ICBC (UnionPay) is 5, yuan/year, and the supplementary card is 2, yuan/year. Two cards are free.

as can be seen from the above table, although the ICBC-American Express Centurion Black Card has a high quota, from the application conditions and annual fee standards, the ICBC-UnionPay Black Card is slightly close to the people, so it is more likely to start.