There were not enough credit cards last year. CCB Credit Card is a credit card issued by China Construction Bank. If the credit card is swiped six times, it still shows an annual fee. If the number of credit card transactions in the last year is not enough, there will be an annual fee in the next year, depending on what card your card is. The ordinary card and gold card of CCB are swiped three times a year, and the annual fee of that year is exempted. The standard platinum card is exempted from the annual fee when swiping 10 times a year, but the platinum card with special rights can't avoid the annual fee, such as Longka automobile card and Longka family credit card. The titanium platinum card is swiped 6 times a year, and the annual fee for that year is exempted; Red Cross members' dragon cards and provident fund credit cards are free of annual fees within the validity period.