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My friend asked me to borrow money but I don’t want to borrow it. How can I politely refuse?

Most people will encounter this kind of thing in life. For some friends with whom they have a normal relationship, they ask to borrow money, but they don’t want to lend it to them. What should they do at this time? Otherwise, just refuse it outright. It’s true that money is a little tight recently and I don’t have any spare money to lend you recently. If you have some abilities and want to maintain a good relationship with this person, you can lend it to him, but you must agree on the repayment time, such as one month or three months, and you must return it to yourself.

Everyone may encounter the problem of being short of money. If you have a good relationship and can be trusted, just verbally agree on the repayment date. But if it is just a normal colleague or classmate relationship, and the loan is small, you can lend it to him, but it is best to ask the other party to write an IOU for you. This is safer and gives you a certain degree of protection. But if the other party fails to repay the loan overdue, you can remind him appropriately, but you don’t have to lend it to him next time. Because only honest people can make others believe it. After all, most people are not the kind of people who have a lot of spare money.

In fact, in real life, some people are the kind of people who will not reject others, and such people will suffer more in society. Sometimes being good at saying no is also a way of protecting yourself, because there are too many people in the world who like to take advantage, and not all of them are worthy of deep friendship. When choosing friends, you should be selective in getting along with them, and you should also be a little bit cautious. Don't take advantage of others, and it's best not to let others take advantage of yourself.

Whether it is among friends or colleagues, when going out to eat or when money transactions are involved, try to be AA. No one takes advantage of anyone else, so as not to be caught and talked about outside. You must be cautious when interacting with others. The best way to interact with others is to respect each other and be equal to each other. Only in this way can friendship last long and conflicts be avoided as little as possible.