It cannot be restored. The details about the cancellation of credit cards are as follows.

1. Cancellation through telephone banking: All credit cards can be canceled through telephone banking. Only when the credit card can be canceled can it be canceled by phone. Call the corresponding bank customer and enter the card number and information according to the prompts to cancel the account. Cancellation at the bank counter:

1. Bring valid documents, such as ID card and credit card;

2. Go to the bank to get the reservation number and queue up;

3. Explain to the service staff that you want to cancel your account, give your credit card to the bank staff, and fill out the relevant application.

4. Credit card account cancellation is completed.

2. Notes:

1. If the credit card is lost, you need to apply for a new credit card before canceling the account. There is a card fee for replacing the card;

2. To cancel a credit card account, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card.

Extended information:

Credit card account cancellation

Credit card account cancellation is a must if you do not plan to continue using it. If you do not cancel the account, the bank will The annual credit card fee is charged annually.

As long as there is no overdraft on the card, you can apply for account cancellation at any time.

If your card has not expired, you need to apply first and go to the bank after a certain period of time to cancel the account;

If the card has expired and the account balance is zero, Then you can directly go to the designated bank outlet to complete the account cancellation procedures.

When canceling an account, you should bring the original valid identity document and card. If it is inconvenient for you to go through the account cancellation procedures, someone else can do it for you. The agent must hold a power of attorney written by the principal (in person) and bring the original valid identity document to handle the account cancellation business.

If your card has not expired when canceling a credit card account, some banks stipulate that you need to go to a designated outlet to handle the card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days) .

This is mainly because if the cardholder has made a manual card pressing transaction before canceling the account, the cardholder has already canceled the account before the merchant has submitted the card pressing slip to the bank for entry into the account. , so the bank will not be able to liquidate normally; on the other hand, if the cardholder consumes or withdraws cash overseas, it may take a few days to be liquidated. If the account is closed immediately, it will also affect the normal liquidation of the bank.

Baidu Encyclopedia-Cancellation