You can check the credit limit for successfully applied CITIC Bank credit cards. The method is as follows:
1. For customer service inquiries, cardholders can call CITIC Bank’s 24-hour customer service hotline: 40088-95558, press “3” for bill and available credit inquiry services, and then press “2” account Query to check the amount and other information.
2. SMS query: You can use the mobile phone number registered with CITIC Bank, edit the mobile phone text message: YE + the last four digits of the card number (such as: YE8888), and send it to: 106980095558 to query your available credit information. Charging instructions: China Mobile, China Unicom, and Telecom users who send text messages to 106980095558 only need to pay the operator the text message sending fee, and CITIC’s reply to text messages is free.
3. Online banking inquiry Step 1: Log in to the homepage of China CITIC Bank Credit Card Center and click the "Credit Card Online Banking" function on the right; Step 2: Select "Express Version" or "Online Banking" and log in CITIC Bank Credit Card Online Banking; Step 3: You can check the credit card limit by querying the "My Account" or "Card Management" service.
4. Bill Inquiry Cardholders can check your available limit for the month on each credit card statement issued by the bank.
Note: Method 4 can only be carried out after you have obtained a credit card and started using it. :
The CITIC Bank I white credit limit is 10,000-50,000 yuan. The credit card limit is given by the bank based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, and position. , housing, education, marriage, real estate, professional titles, credit records, personal financial assets and other items, a score range corresponds to a result, from not approved to approved, from low limit to high limit. After using the credit card for a period of time, the limit may be lowered, or you can apply to increase the limit.
Several ways to increase credit card limit:
1. Frequency of use: Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, it will definitely be swiped.
2. Amount: It is best to produce monthly bill consumption that is at least 30% of the total amount.
3. The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.
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