Withdraw 300,000 yuan from a credit card or spend 300,000 yuan. The minimum monthly repayment amount depends on the card type of your credit card.

The minimum repayment of CITIC's credit card is ordinary card 10% and platinum card 5%.

If the minimum repayment amount is 10%, it is 300000 * 10% = 30000 yuan, and the minimum monthly repayment amount is 30000 yuan, which will generate daily interest of five ten thousandths of the remaining principal.

If the minimum repayment amount is 5%, then 300,000 * 5% =15,000 yuan, and the minimum monthly repayment amount is15,000 yuan, which will generate daily interest of five ten thousandths of the remaining principal.