Gome Easy Card is more difficult to borrow. There are two loan models, credit card loan and provident fund loan. It was borrowed from America before, but now it's an upgraded version. Gome Easy Card has two loan models, credit card loan and provident fund loan. In addition to a certain application threshold, products also need to be checked for credit information, so the next payment is more difficult. For unqualified users, the application is basically rejected in seconds. Moreover, the sesame score is low, and the provident fund has not been paid for more than half a year, so it is impossible to apply for a loan.

Extended data

First, Gome's products generally check and submit credit information. If it is cyber hacking, it is difficult to pay. Gome E-card does not require high age for the applicant, and only needs 18 years old, but the sesame score cannot be lower than 600, and the real-name authentication mobile phone number must be used normally for more than half a year. If you apply for a provident fund loan, you need to pay it continuously for more than half a year, so it is basically impossible for newly graduated college students or people without social security.

2. How long does it take for Gome E-card to receive the loan? Judging from the feedback from netizens, generally speaking, loans can be made in four or five working days, and the payment can be made on the same day at the earliest, but there is no loan for the longest month. Some borrowers tried to call customer service, but there was no response, so they could not cancel the loan.

Third, the application conditions

1. The borrower must be over 18 years old, but not over 45 years old;

2. Have a stable income, which can be an office worker or a self-employed;

3. Have good personal credit, and personal credit is spotless;

4. Citizens of Chinese mainland, but residents of Xinjiang, Tibet and Qinghai are temporarily unable to apply.

Audit mode

Gome electronic cards adopt the audit mode of automatic system audit supplemented by manual audit. In the process of audit, some borrowers will receive audit calls and need to conduct telephone audit.

passing rate

Judging from the past, the probability that a person with good credit information will pass the audit is still very high. If the borrower can complete the provident fund certification, the pass rate will be higher.

The next speed

In terms of the speed of the next stage, Gome Easy Card is also very fast. From auditing to lending, everyone sometimes only needs to wait for about 30 minutes. Under particularly smooth circumstances, it may only take ten minutes.