The annual fee can be redeemed through the path of "Pay the Bill Platinum Zone - More Benefits - Annual Fee Benefits - Annual Fee Free for Meeting Standards in 2021".

During the activity, the recommender recommends new customers (hereinafter referred to as "new customers" or "recommended persons") through the exclusive activity page, and the recommended persons successfully apply for a standard platinum card through the invitation page and meet the requirements for participation. Under the event conditions, the referrer can receive the following recommendation rewards:

1. For every new Bank of Communications credit card customer that the referrer successfully recommends, he or she will receive a credit card credit of 300 yuan per person;

2. If the recommended new customer is successfully issued a standard platinum series credit card, and the new customer’s actual consumption amount reaches RMB 8,000 before the end of the month in which the card is issued (deducting any refund or discount amount), the recommender will receive 1 year Platinum Card annual fee reduction and exemption rights (the recommender will no longer receive 300 yuan in credit for this recommendation).