Tiandao study abroad teacher will give you a detailed introduction to how to choose a suitable credit card for studying abroad, for reference only:

1. Credit card limit

Studying abroad, tuition fees, Accommodation fees and other expenses are relatively large, so it is more appropriate to have a large credit card. It is recommended that parents apply for the main card and get the supplementary card yourself, so that you can get a higher limit.

2. Credit card currency and card type

Currently, the credit cards of various banks mainly include multi-currency and dual-currency.

Multi-currency cards are generally preferred when studying abroad. It is also more convenient to travel to other places.

3. Credit card entry method

When applying for a card, it is important to ask clearly whether the payment is in RMB or foreign currency. This is very important.

For credit cards with real-time RMB deposits, you cannot use purchased foreign exchange for repayment; for cards with foreign exchange deposits, you can freely choose foreign currency or RMB for real-time purchase of foreign exchange for repayment when repaying. Therefore, it is recommended that everyone studying abroad choose a card type that allows foreign exchange to be deposited into the account.

4. Credit card exclusive privileges

Credit cards from different banks will provide different exclusive credit card privileges, such as: cash rebates for overseas consumption, accumulation of international flight journeys, and cash rebates for overseas tuition fees. , special insurance, etc.

For international students, activities such as cash rebates for overseas consumption and cash rebates for overseas tuition fees are all good.

The editor summarizes: Applying for a card is a complicated matter, and there are many things that need to be considered, so it is recommended that you make preparations in advance.