To apply for a Bank of Communications gold card, the application conditions are relatively simple. You only need to provide proof of identity, work certificate and financial resources. After applying for and opening a card, you only need to make more payments and maintain good credit. This is a "protracted battle".

1. The number and amount of card purchases should be as high as possible

Bank of Communications will conduct a comprehensive evaluation based on the customer's past card usage to determine whether the customer can be upgraded to a platinum level customer. It is recommended that cardholders diversify their consumption types when swiping their cards, such as home appliances, catering, supermarket shopping, etc. This can prove that cardholders have a strong demand for credit cards and prove that cardholders are highly loyal to Bank of Communications.

2. Avoid overdue credit and maintain a good credit record

If the cardholder has had a bad credit record, it will be very disadvantageous to upgrade to a platinum credit card, because platinum credit cards generally have a larger credit limit. High, if the cardholder has a bad credit record, the bank is not willing to issue a platinum credit card to the cardholder. In other words, cardholders must repay their loans in full and on time and have a good credit record, which is more important than high income.

If you insist on using the Bank of Communications credit card for a period of time, the bank will give you a comprehensive score based on your card usage. If you meet the conditions, you can be invited by the bank to be promoted to a platinum credit card customer. In this case The Platinum Card you apply for will definitely be approved successfully.