The impact is as follows:

Late payment fees and penalty interest will be incurred as long as you do not repay in full or apply for installment repayment.

There is an overdue record, but it is only limited to China Merchants Bank. If you are overdue just this time, it will not have much impact on your personal credit if you repay it on time in the future. For ordinary banks, it will not be enough if it is more than 3 times. It must be reported to the People's Republic of China. Bank's.

The unpaid 100 must be repaid as soon as possible, otherwise a reminder call from the bank will come in 1 to 2 weeks.