Cards frozen by the bank cannot be canceled.

After the bank card is frozen, it cannot be canceled and needs to be unfrozen before it can be canceled.

"Regulations of the Supreme People's Court on Seizing, Detaining and Freezing Property During Civil Execution by People's Courts" Article 29 stipulates: The period for the People's Court to freeze the bank deposits and other funds of the person subject to execution shall not exceed six months. months, the period of sealing or detaining movable property shall not exceed one year, and the period of sealing or freezing other property rights shall not exceed two years (unless otherwise provided by law or judicial interpretation); however, the freezing period can be renewed, and after freezing, the account can be credited. The payment must be made within the confiscated amount.

The process for applying for a credit card and a debit card is different.

When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card or household registration book or copy of household registration book), residence certificate, unit income certificate or personal asset certificate and other materials to the card issuer. To apply, you need to fill in the application form, and the information filled in must be true.

After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Credit cards are only available to customers who are 18 years of age or older. Minors are not allowed to apply for credit cards.

Applying for a debit card is relatively simple. You only need to bring your valid documents (ID card or household registration book) and fill out the application form at the bank where the account is opened. The card can be issued to the applicant at that time. There is no age limit for debit card application, and minors can also apply.

When customers under the age of 16 apply for a debit card, their guardian must hold the account book (if they are not in the same account book, relevant certificates must be provided) to the bank branch counter to apply, and the person being processed does not need to be present. .

Minors who are over 16 years old but under 18 years old, if they are already working, can go to the bank counter with their work certificate and ID card to apply for a debit card. If they are not working, The guardian still needs to assist in the process, and the person being handled does not need to be present.

Applicants who are 18 years old or above can directly go to the counter of a bank branch or a self-service card application machine with their ID card to apply for a debit card, and get it immediately. According to national regulations, debit cards issued by minors do not have the function of online banking and cannot be bound to mobile payment software.

The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.