Hello, 1. If the trading day of return and fee reduction is before the billing date: the return money will be calculated as repayment according to a certain proportion, please refer to the inquired "repayment amount in this period". 2. If the transaction date of return and fee reduction is after the billing date: the return money will not be counted as repayment to offset the bill of the current period, and you still need to make repayment according to the original bill amount in this period. (If the refund is transferred to the credit card, the available amount will increase relatively)

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