As far as I know, the credit card of CITIC Bank has no initial inquiry password and initial payment password. Instead, the cardholder needs to set the password by himself through the online banking credit card customer service hotline of CITIC Bank after activating the credit card, for example, setting the password after activating the phone that handled the card at that time.

At the same time, remind you that the credit card password is very important for the safe use of credit cards. Generally, the credit card password will be used when logging in online banking online and offline to pay by swiping the card or checking for withdrawal. The so-called credit card initial password means that after the credit card is issued, some banks will provide the cardholder with an initial password. This password is relatively simple and has certain regularity. After getting the credit card, the cardholder can change the password in various ways.

Therefore, in the daily consumption process, we must pay attention to password security.