After the credit card of CITIC Bank is successfully processed, it can be opened within the validity period of the card and will take effect immediately after activation. After expiration, the card will automatically become invalid. General credit cards are valid for about 3 to 5 years.
You can check the validity period "MM/YY" on the front of the card. The first two digits are the expiration month and the last two digits are the expiration year. For example, "1115" is 201110.
: 1, credit card
Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
China's relevant laws ("NPC Standing Committee on
Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.
There is no need to pay cash for credit card consumption, and the bill will be repaid on the same day. ?
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Reference link: Baidu Encyclopedia _ Credit Card