Credit cards can be used to borrow money. The credit card itself has the function of withdrawing cash, and the cardholder can withdraw cash at the counter of the issuing bank, ATM or other bank ATMs with UnionPay logo with the transaction password. At the same time, the cardholder can also apply for the credit card cash installment business launched by the cardholder through the issuing bank outlets, official website, mobile banking and other channels. After the application is successful, the cardholder can transfer the amount in the credit card to the debit card for use.