1. When a card has a foreign currency deposit, the deposit will be used to repay the debts of the subsidiary card first, and then repay the debts of other cards in the same currency;
2. When the dual-currency card has RMB deposits, the deposits will be used to repay all foreign currency debts of the card;
3. For the RMB deposit of any card, first repay the RMB arrears of the supplementary card, then repay the RMB arrears of the supplementary card after purchasing foreign exchange, and then repay the RMB arrears of other main cards (one card for one card), and then repay the foreign currency arrears after purchasing foreign exchange;
4. In the case of consolidated repayment, the minimum repayment amount in each card bill shall be repaid first, and then the full amount owed shall be repaid;
5. In the case of combined repayment, the deposits will be repaid to the card in arrears from less to more;
6. The repayment sequence when credit card A has a RMB credit (card A has no foreign currency debt), main card B has RMB debt under the same name, and main card C has foreign currency debt. Repay the arrears in the order of lowest RMB, lowest foreign currency, full RMB and full foreign currency;
7. If the cash installment is handled in the current period (if the first installment is not recorded), the current deposit amount cannot be transferred out due to the cash installment amount.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.