51 Credit Card is suspected of soft-violence collection. Now it has been investigated and it is very likely that it will be criminally responsible. They still have tens of billions of funds to be collected. I believe the management will have a good way to deal with it. , if something like this happens, they will not dare to outsource the collection business at will in the future.

51 Credit Card is now the largest online credit card management platform in China. The investigation of 51 Credit Card this time is related to the fact that many people use crawler technology to obtain user information through improper means and adopt illegal and violent methods to collect payments. Now that May Day Credit Card has issued a short-term suspension announcement, this technology financial company that has just been listed for 15 months has been involved in the center of a storm. Now they are facing many unusual complaints from various places, including May Day Credit Card Commission Outsourced debt collection companies pretended to be state agencies and used soft violence methods such as intimidation and harassment against repayers. Now they have been suspected of crimes such as provoking quarrels and provoking trouble.

The first reason for this situation is the imperfect management in their company, especially the insufficient supervision of some companies they cooperate with, which leads to excessive communication with borrowers. This behavior has caused psychological or physical harm to some borrowers, and they have arrived at a time when a country attaches great importance to criminal cases of illegal lending, so now, the entire Internet financial industry and cash loan platforms have stopped lending. Wait and see there.

Illegal lending is already a criminal liability, which shows that the era of rising market interest rates has passed, and there will be a formal world in the future. For the tens of billions of funds to be collected on May Day credit cards, I think they can use Notify the lender in advance of the interest, and do not arbitrarily publish the lender's personal information or other reasons to intimidate. Now that something like this occurs, there will definitely be a corresponding treatment method for some cash loans that have not been recovered. Anyway, there will be no Said it was cheaper for the lender.