Cardholders can enjoy a safe and fast payment experience without going to the bank counter or calling the card-issuing bank.

Small-amount password-free and visa-free is a small-amount fast payment service provided by China UnionPay to cardholders.

When the cardholder uses a financial IC card with the "Quick Pass" function to conduct transactions of a certain amount (300 yuan domestically, and the local limit overseas) and below at designated merchants, he only needs to Simply "swipe" the card or mobile device close to the "Quick Pass" sensing area of ??an acceptance terminal such as a POS machine to complete the payment.

During the payment process, you will not be asked to enter a password or sign. Transactions you make using the "Small-amount password-free and visa-free" function of your UnionPay chip credit card will be recorded into your credit card account as consumption transactions.

For security reasons, this function has a daily cumulative transaction limit of 1,000 yuan per card. If the transaction limit is exceeded, the merchant can be asked to complete the transaction by inserting a card. If you still need to use the secret code function to make purchases, you can also complete the transaction by inserting a card.