How to apply for single consumption installment with Ping An Bank credit card? Teach you three tricks to apply easily

Credit cards are one of the important tools that people use to make purchases easily. When people use credit cards to make purchases, they can not only make a one-time payment when swiping the card for transactions, but also process orders. consumption installment. However, some people are not sure how to apply for a single consumption installment. For example, a friend asked before: How to apply for a single consumption installment with a Ping An Bank credit card? Let me answer it for you today.

1. Online banking application

Customers who have opened personal online banking can log in to Ping An Bank’s online banking, click “Instalment Management” after logging in, and then select “Single Consumption Installment” , select the transaction you want to make installments, and then select the number of installments to submit the application.

2. Customer service hotline application

You can directly call the bank’s customer service hotline 95511, press the “2” key after dialing, and then press the “9” key to transfer to For manual service, you just need to submit an application to the customer service staff. After submitting the application, the customer service staff will first check your identity. After confirming your identity, you can tell the amount and number of installments, and the customer service staff will handle it for you. .

3. SMS application

If you receive an installment invitation text message sent to you by the bank after consumption, you can apply for a single consumption installment through SMS. You only need to Confirm the amount of installment you want and the number of installments, and then reply to the installment application instructions according to the text message content.

The above is the answer to "How to apply for single consumption installment with Ping An Bank credit card?" The above three methods are particularly convenient and fast, and are very simple to operate. Of course, if you don't mind the trouble, you can also go to the bank counter to apply for installment payment for a single purchase.

How to repay Ping An’s credit card in installments

After the installment of Ping An’s credit card, you can choose the minimum repayment, or you can choose to repay according to the amount of the payment. There are many ways to repay, you can set up automatic repayment, you can choose online repayment, telephone repayment, convenient outlet repayment, bank outlet repayment, etc. As long as the balance is paid before or on the day of payment in each installment, it will be considered a normal payment and will not be considered overdue.

For more information on how to pay off Ping An’s credit card in installments, go to: View more content

How to apply for Ping An Bank’s credit card bill installment? Three ways to apply quickly

Nowadays, people often use credit cards to pay for transactions in their daily lives, and then repay the credit card. However, sometimes the credit card bill may not be paid off immediately, so people will choose to pay the bill. installment. Each bank's credit card bill installment requirements are different. So, how to apply for Ping An Bank credit card bill installment? Let me answer it for you today.

1. Customer service hotline application

You can call Ping An Bank’s customer service hotline 95511. After dialing, press the “1” button to transfer to manual service, and then submit the bill to the customer service staff You can apply in installments. After verifying your identity information, you can tell the customer service staff the amount and number of installments, and the customer service staff will handle it for you.

Of course, you can also choose self-service voice processing. After dialing 95511, press the "2" key, then the "4" key, and then the "5" key to apply for bill installment.

2. SMS application

Generally, Ping An Bank will also screen some customers and select some customers to invite them to apply for installment. If you receive the invitation text message, you can Respond to the installment instructions according to the content in the text message, select the amount and number of installments to apply for. After the application is approved, the bank will reply via text message to inform you.

3. Online banking application

You can log in to Ping An Bank’s online banking, select “Instalment Finance”, then select “Bill Installment”, click “Apply for Bill Installment”, and select The number of installments you want and the installment amount are entered, and then you can confirm and submit the application.

The above is the answer to "How to apply for Ping An Bank credit card bill installment?"

This article summarizes several commonly used more convenient and quick application methods. Friends who need to install bill installments for their Ping An Bank credit cards can use these methods to apply.

How to apply for installment repayment with Ping An Bank credit card?

If you want to apply for installment repayment with Ping An Bank's credit card, you can directly call the customer service number of Ping An Bank's credit card, or log in to Ping An Bank Pocket Bank APP, click on bill inquiry, and then apply for installment repayment

How do I divide my Ping An Bank credit card bill into installments? If the installment is 30,000 in December, how do I calculate the monthly payment? Interest handling fee

The monthly repayment required = 3000/12 30000.64 = 269.20 yuan.

Ping An Bank is divided into 2 and 3 installments, with a monthly handling fee of 0.7; divided into 4 to 6 installments of 0.68; divided into 7 to 9 installments of 0.66; divided into 10 to 12 installments of 0.64, with a monthly handling fee.

Handling fee per period = total installment amount × handling fee rate per period. The total principal amount of the installment is amortized evenly on a monthly basis, and the remainder is included in the last installment. The installment amount of each installment and the handling fee of each installment are recorded at the same time.

Ping An Bank’s credit card installment purchases are divided into: mail order installment and bill installment. The credit limit is based on the maximum limit obtained when the cardholder first applies for a credit card. If the cardholder holds multiple credit cards issued by Ping An Bank, the highest credit limit will prevail.

Extended information

1. Mail order installment

Card holders receive an installment mail order catalog brochure sent by the card-issuing bank and choose from limited products. Then order the installment by mail from the bank by ordering from the online installment mall, calling or faxing the mail order installment application form. Mail order installment generally does not charge a handling fee regardless of the number of installments.

2. Bill installment

After swiping the card for consumption and before the monthly statement is sent, you can submit an installment application to the card-issuing bank by phone or other methods. However, it should be noted that each bank will stipulate some special cases. For example, speculative card swiping will not be successful in installments.

The main benefits of credit card installment payment:

1. Enjoy first, pay later.

2. No guarantor required and the procedure is simple.

3. Fixed time and fixed amount, easy payment.

4. You can choose any monthly repayment amount as you like

5. More options for payment methods.

Baidu Encyclopedia--Ping An Bank Credit Card

Baidu Encyclopedia--Credit Card Bill Installment

Baidu Encyclopedia--Credit Card Installment

Ping An How do I divide my bank credit card bill into installments?

Application method: Call the 24-hour customer service hotline 95511-2 to apply;

Application conditions:

The applicant must be the main cardholder (additional cards cannot apply) ); You can only successfully apply for the bill installment business once within 3 months (90 days); the installment amount is 0 yuan ≤ bill installment application amount ≤ the bill amount of the current period - the minimum repayment amount of the current period, and cannot exceed 100,000. It can only be applied to the current month. If you have already issued a bill and apply for installment, you cannot apply for the previous month's bill. You can apply for installment for part of the amount.

Handling fee collection method: collected in each period;

Handling fee calculation method: handling fee in each period = total installment amount and handling rate in each period.

Extended information:

1. Settlement of installments in advance

Cardholders can apply to settle the outstanding installment amount in advance, but they must pay the outstanding amount in one go Installment balance and outstanding handling fees.

2. Apply for single consumption installment business

1. Application method: call the 24-hour customer service hotline 95511-2 to apply;

2. Application conditions:

The applicant is the main cardholder (additional cards cannot apply); the installment amount is 0 yuan ≤ the installment amount of a single consumption ≤ 100,000; the application can only be made for the full amount of a single consumption that has not been billed;

3. Handling fee collection method: collected per period;

4. Handling fee calculation method: Handling fee per period = total installment amount and handling rate per period.

Ping An Bank-How do I apply for bill installment service?

That’s it for the introduction of how to install Ping An Credit Card in installments.