1. Repayment with Alipay to someone else's credit card can be done on the computer. In this case, there is no handling fee. Log in to Alipay and go to Alipay's initial page, "Application Center"-"Credit Card Repayment". Then, if it is the first time to return the credit card, you need to add a credit card and write down the card number and the corresponding name. If it has been returned, there is no need to fill it out. It is difficult to fill in this amount accurately. For example, if the repayment amount in this period is 3,860.43 yuan, then we can repay 3,860.5 yuan. It is impossible to achieve such accurate repayment at ATM. So it is still very convenient.

2. Repay to a credit card with a different name from Alipay. It is recommended to use mobile phone to operate here, because paying Alipay wallet with mobile phone can be free of handling fee, and repaying others with computer requires handling fee. First, we need to download and install Alipay wallet. After logging in, you can clearly see the option of "credit card repayment" on the home page. If there is no repayment before, it is recommended to fill in the credit card number and name of repayment by computer according to the first step. After all, computer operation is more convenient. Of course, you can also fill it in directly on your mobile phone. After that, log in on your mobile phone, click on the credit card to repay, and complete the repayment according to the instructions. It′s on the house.

3. You can also use your mobile phone to repay your credit card. The method is the same as step 2. The mobile phone can be completed anytime and anywhere, which is very convenient, provided that there is traffic on the mobile phone when you are outside. This is also free. If you feel that using a mobile phone is troublesome and you have to use a computer to repay the loan, there is a handling fee for repayment under different names, and the cost is not high. As long as you can accept it yourself.