But when you withdraw cash, you should pay more when you need it, and don't pay less because of your own calculation mistakes.

If you want to withdraw cash quickly, it will cost a lot of money to swipe your card every time. Then repay as soon as possible before the repayment date comes. It is ok to spend as much as possible every month, and then you can pay it back. After a few months, you don't need to apply, you can also increase your quota by the bank or apply to the credit card center yourself.