Log in to the WeChat client.
Click "I" → wallet → credit card repayment;
Select the credit card to be repaid or add a new credit card → enter the repayment amount → click Repayment Now to complete the repayment.
Since the launch of WeChat credit card repayment function, various functions have been continuously improved, and it has supported online inquiry of credit card bill amounts of 22 banks including China Bank, Bank of Communications, China Merchants Bank, Industrial and Commercial Bank of China, Minsheng Bank, Shanghai Pudong Development Bank, China CITIC Bank and Huaxia Bank.
Provide more convenient repayment service for credit card users; Wechat credit card repayment innovatively launched special functions such as regular repayment and crowdfunding repayment.
Among them, by making an appointment for repayment, users can deposit repayment funds into Tencent Licaitong for value-added before the repayment date.
Automatic repayment to credit card account before maturity; At the same time, through crowdfunding repayment, users can invite friends to repay for themselves and make repayment; At the same time, you can also invite friends to repay for yourself.
How to return the credit card on WeChat?
The repayment steps of WeChat unbinding credit card are as follows:
1. Open and log in to your personal WeChat account;
2. Click "My" in the bottom menu, and then click to enter the "Payment" page;
3. Find and click "Credit Card Repayment" in Tencent service;
4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;
5. Click Manage Credit Cards and select the credit card you want to unbind;
6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking, you will be prompted "Do you want to delete this credit card with suffix?
7. Click "Yes" to complete the deletion, and the repayment unbinding process of WeChat credit card is completed.
Credit card repayment method
In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
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Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.
How to pay back the credit card with WeChat?
How to return the credit card on WeChat:
1. Enter "My Wallet" and you will see a "Credit Card Repayment" option. After clicking in, you will see the bound credit card.
2. Click the bound credit card, enter the "Credit Card Repayment" interface, enter the repayment amount, click "Repay Now" and enter the payment password to complete the repayment.
3. There is no service charge for using WeChat to repay, but there is a repayment limit, and the arrival time is different. The credit card repayment limit is a single payment and a daily payment of 20,000 yuan and a monthly payment of 50,000 yuan.
How to return the credit card on WeChat?
Steps of returning credit card by WeChat: Click on the wallet, and you will see the credit card repayment after entering. Click on the credit card to be repaid, enter the repayment amount and password, and complete the repayment. Wechat will charge a handling fee for repaying the credit card, which is 0. 1% of the repayment amount.
Wechat repayment credit card process:
1. After entering WeChat, you can see four options at the bottom of the page: WeChat, Address Book, Discovery and Me. We choose "I" on the far right.
2. After entering my interface, you can see WeChat personal information, including wallet, collection, photo album, card package, expression, settings and other options. We choose the top "wallet".
3. Personal balance can be seen in my wallet interface, as well as credit card repayment, micro-loan loan, mobile phone recharge and so on. We choose to pay by credit card.
4. After entering the credit card repayment interface, you can see all credit cards bound to WeChat, and we choose the credit card that needs to be repaid.
5. After clicking on the credit card to be repaid, the amount to be repaid will appear (it will not appear if the bill is not automatically reversed).
6. Click OK to open the fund source option. We can choose to repay from the WeChat balance or the bound bank card.
This is the end of the introduction on how to use WeChat to pay back credit cards and how to use WeChat to pay back credit cards without handling fees. I wonder if you have found the information you need?