China Agricultural Bank needs to apply for a credit card as follows:
1. If you have a fixed residence in the issuing bank, have a stable income and have full capacity for civil conduct, you can apply for a Huinong credit card (personal card).
2. Other supplementary cards with full capacity for civil conduct.
Application materials to be provided
Identity information must be provided, and the issuing bank has the right to request one or more credit information such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.
Extended data
Four kinds of income proof formats and matters needing attention in opening work proof, the format table of "on-the-job income proof" of the unit applying for credit card, eight kinds of financial proof for applying for credit card, and ten kinds of proof materials for permanent residence for applying for credit card.
I. Identity information
Original and photocopy of my valid identity certificate.
Two. income statement
1, the bank's payroll records for the first three months at the time of processing;
2. Income certificate issued by the unit;
3. Income tax withholding certificate;
4, provident fund, pension insurance, medical insurance, unemployment insurance payment certificate;
5. Business tax payment certificate, etc.
Three. Work certification materials
Work permit (card), work contract, pass, etc.
Four. Assets certification materials
1. Property certificates of self-owned houses and commercial houses;
2. Motor vehicle driver's license;
3. Proof of financial assets, etc.
Verb (abbreviation of verb) Other supporting materials
1. Handle the fixed telephone bill, water and electricity bill, gas bill or property bill for three months before the home address;
2, the housing lease contract and the first three months of the rental certificate;
3. Other documents proving the fixed address.
Baidu Encyclopedia-Agricultural Bank Credit Card
How to handle ABC credit card How to handle ABC credit card
1, ABC's credit card processing methods include the counter in the business hall and official website.
2. When handling at the counter of the business hall, the applicant needs to prepare the ID card, financial proof and other materials, and take the initiative to explain the requirements for handling the card at the nearby Agricultural Bank outlets. Banks will have specialized salesmen. When handling in official website, the applicant clicks on the home page to enter the credit card center, selects the card type, and then fills in the application information according to the page prompts. After submitting the application, the applicant waits for approval, and the card can be released after approval.
What about the Agricultural Bank credit card?
Credit card applicants of Agricultural Bank must be at least 18 years old, have full capacity for civil conduct, have a fixed income and have good credit qualifications. Agricultural Bank credit card can be handled in the following ways:
1. Mobile Banking of Agricultural Bank: Download the mobile app of Agricultural Bank (Apple 12, ios 14, version 6.7.0 of Agricultural Bank) and install it. After the installation is completed, open it, enter the user name and password, click Login, click Credit Card-Handle Card after the login is successful, then select the credit card product to be processed, and fill in the personal information as required.
2. Online banking of Agricultural Bank of China: Open official website () of Agricultural Bank of China (macbookpromos 14, open google version 92.0.4515.131), click personal online banking to log in, enter your user name and password, and then select Personal Service-Credit Card-I want to apply for a card.
3. Official WeChat account of Agricultural Bank of China: Open WeChat (Apple 12, ios 14, version 8.0. 13), add friends with the+sign in the upper right corner, select the official WeChat account, search for Agricultural Bank of China, pay attention to the credit card of China Agricultural Bank, click the card/tie card in the lower left corner, and select the one I want to apply for.
4. Counter of Agricultural Bank: Please bring your valid ID card and personal related materials to any branch of the nearest Agricultural Bank for handling. The specific needs of personal materials vary from branch to branch. You can consult the staff at the counter of the branch for details.
Definition of credit card limit:
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card. The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
How to apply for ABC credit card?
To apply for a credit card of Agricultural Bank of China, you only need to meet the following conditions and apply for a credit card at the bank counter:
First, the conditions that the applicant meets.
1. It has a fixed residence at the location of the issuing bank.
2. Have a stable income and full capacity for civil conduct.
3. You can apply for supplementary cards for other people with full capacity for civil conduct.
Second, materials can be provided.
1, identity information
Original and photocopy of my valid identity certificate.
I. Proof of income
1. The salary record of the first three months issued by the bank at the time of processing.
2. Income certificate issued by the unit.
3, provident fund, pension insurance, medical insurance, unemployment insurance payment certificate.
Second, the work certificate information
1, work permit
2. Labor service contract
3. Pass, etc.
Three. Assets certification materials
1. Property certificates of self-owned houses and commercial houses.
2. Motor vehicle driver's license
3. Proof of financial assets, etc.
Extended data:
Credit card overdraft limit of Agricultural Bank:
1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan.
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
function
1, combination of lending and borrowing, instant credit granting.
Huinong Credit Card has a powerful lending function. You can open current and multiple fixed sub-accounts, deposit your own funds and earn deposit interest. Moreover, after receiving the card, there is no need to go through other procedures, and you can directly overdraw the letter within the credit line approved by our bank, flexibly arrange your own production and operation funds and manage family property.
2. Revolving overdraft and quick turnover
Within the credit line approved by our bank, you can borrow and repay at any time according to your own funds, and the interest is calculated according to the actual days of use. After repayment, the credit line is immediately restored and can be used again, realizing rapid capital turnover, saving capital use cost and maximizing asset appreciation.
3, full cash withdrawal, easy to use
Not only can you overdraw consumption, but you can also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can be up to 100% of the credit line, which can meet your capital needs for different purposes to the greatest extent.
4. High credit and flexible guarantee.
You can obtain the credit of Huinong Credit Card through credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 300,000 yuan.
5, the combination of life and work, easy to manage
Under Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with only one card without other cards or certificates of deposit.
Baidu Encyclopedia-Agricultural Bank Credit Card
Agricultural Bank of China official website-Lefenka Handling
What are the credit card processing conditions of Agricultural Bank of China?
Agricultural Bank of China credit card processing conditions: 1, age 18-65 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ; 7. Social endowment insurance certificate, etc.
Agricultural Bank of China was established in 195 1. Headquartered at 69 Jianguomen Inner Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
Huinong Credit Card is one of the Jinsuika series products of Agricultural Bank of China, which was launched by Agricultural Bank of China on June 5438+1October 6, 2009, and is designed for high-end customers in county rural areas with good credit concept.
Credit card overdraft limit of Huinong:
1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan (including equivalent++RMB).
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
The overdraft limit of a credit card is also directly related to the relevant materials and information of the cardholder at the time of application.
Agricultural Bank of China credit card installment payment refers to the business that when the cardholder uses the credit card to make a large amount of consumption, the issuing bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumer funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.
Most domestic banks have credit card installment business, and installment payment is generally divided into POS installment, "mail order installment" and billing installment through the Internet and mail according to different occasions.
The introduction of agricultural credit card processing ends here.