The hotel deposit can be refunded, and it will take about a week to arrive.
① generally, the deposit will be refunded within three working days after checkout;
② it takes three to five working days to reach the credit card account after the deposit is refunded;
③ If the deposit has not been returned near the repayment date, it can be repaid first to avoid overdue;
④ after the deposit is returned, it can be used as an overpayment or an equal part of the next bill.
Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.