Generally, the credit card quota of joint-stock commercial banks is higher, especially Minsheng Bank, while the credit card quota of state-owned commercial banks such as ICBC is generally low.

In fact, the credit card limit of each bank can't be generalized. Similarly, some people in ICBC apply for a credit card limit of only a few hundred dollars, while others can apply for a credit card limit of several hundred thousand dollars.

The maximum credit card limit is scored according to your various situations:

1. The most important thing is work, which indicates your cash inflow ability and stability. The best is civil servants, followed by public institutions, followed by large enterprises, foreign-funded companies, etc.

2. The higher the position, the higher the income, the stronger the solvency and the higher the quality.

3. Credit history, your previous credit card repayment and loan repayment.

4. Education level.

5. There will be extra points for assets, real estate, vehicles and deposits.