Credit cards have a certain amount, and if the amount is not enough, there is no way to pay by installments directly. It can be solved by temporarily increasing the official customer service quota of telephone credit card, or depositing the difference into the credit card itself, or by installment payment.

1. According to the information filled in and relevant supporting documents provided by individuals when applying for credit cards, comprehensively evaluate the credit limit. The main card and the supplementary card enjoy the same credit limit. When the cardholder needs to use a higher credit line in a certain period of time for traveling abroad, decorating a new house, getting married, and studying abroad for his children, the bank can provide services to increase the temporary credit line. Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.

2. Improve quota skills.

1) Credit card consumption is continuous and frequent.

Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.

The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.

2) Pay attention to the credit card limit and temporary withdrawal.

Pay attention to the credit card limit and make full use of temporary withdrawals.

3) Stick to the application and seize the opportunity to apply.

Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.