If your CCB card is damaged, please go to the card-issuing bank for card replacement.
1. It is advisable to wait immediately to replenish a card with a different number; you need to consult the bank to replenish a card with the same number; the functions of the new card are the same as those of the old card; the binding of third-party functions of the card with a different number needs to be re-binded; a fee of 5 There is a production fee of RMB-10 yuan. Please consult the card-issuing bank for the fee for replacing a card with the same number.
2. A bank that issues credit cards to consumers. Consumers apply for a credit card from the card-issuing bank, and the card-issuing bank issues a credit card and credit limit based on the applicant's income and debt repayment ability. The card-issuing bank can also authorize the special store to complete or reject the transaction based on the cardholder's credit limit; the card-issuing bank will exchange and settle accounts with the acquiring bank on a daily basis, and settle the current month's consumption with the cardholder at the end of each month.
Extended information:
Acquiring and issuing card functions:
1. The main function of the card issuer is to issue various bank cards to cardholders and provide Various related bank card services charge certain fees. By issuing bank cards, card issuers receive the annual credit card fees paid by cardholders, overdraft interest, handling fees paid by cardholders for various services, merchant rebates, etc.
2. The acquirer is mainly responsible for the development and management of special merchants, authorization requests, bill settlement and other activities. Its benefits mainly come from merchant commissions and other service fees paid by merchants (such as POS terminal rental fees , monthly fees, etc.) and merchant deposits increased. Most card-issuing banks also operate acquiring businesses, and there are also some non-bank professional service institutions that operate acquiring businesses.
Reference materials: Baidu Encyclopedia-Issuing Bank
Reference materials: Baidu Encyclopedia-China Construction Bank Long Card Credit Card