Generally, credit cards will be frozen and cannot be unfrozen for more than three months.

If it is executed, it can be thawed after execution.

If it is overdue for more than 3 months, it should be blacklisted by the bank and the bank card should be frozen.

Credit cards frozen due to overdue cannot be unfrozen.

Credit card malicious overdraft: refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and has not returned it for more than 3 months after repeated collection by the issuing bank.

There are many cases in which credit cards are subject to risk control. If the bank suspects that your credit card has been cashed or stolen, you can provide the bank with the details of your credit card consumption. After proving that your credit card has not been withdrawn or stolen, the bank will basically release the risk control for you immediately. If it is because you use the card improperly, such as overdraft or overdue, as long as you pay off the debt as soon as possible, the bank will soon lift the risk control for you. The sooner you pay it off, the sooner you can cancel it. However, if your overdue situation is serious, the bank thinks that you can't pay it back, and the risk control will not be lifted.