For foreign currency debts, you can choose "All debts are repaid in RMB" or "RMB and foreign currency debts are repaid in corresponding currency accounts".
If you choose "all debts are repaid in RMB", you can easily enjoy the automatic repayment service of foreign exchange purchase. If the repayment transfer-out account you are associated with is Great Wall Credit Card, the exchange rate is the foreign exchange rate published by our bank on the day of deduction; If the related repayment transfer-out account is another account, the exchange rate is the foreign exchange rate published by the bank on the day before the deduction date.
If it is not necessary to purchase foreign exchange for repayment, select "RMB and foreign currency for repayment respectively" (if the repayment account is current all-in-one, the RMB and foreign currency deduction account can be the same account). We check the balance of repayment account in the order of cash first and then remittance, and deduct the money from the account with sufficient balance first. When none of your associated repayment accounts can repay the agreed amount in full, we will first choose the account with a large balance in the banknote remittance account or remittance account for deduction.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
What are the repayment methods for automatic repayment of foreign currency arrears of BOC credit cards?
We will provide automatic foreign exchange purchase repayment service for dual-currency credit card holders. You can choose "RMB to repay all debts" or "RMB and foreign currency to repay in corresponding currencies respectively", as follows:
1, foreign currency debt can be repaid in RMB. That is, through the Great Wall Credit Card, ordinary current savings account, all-in-one deposit in local and foreign currencies or debit card in your name, you can automatically purchase foreign exchange to repay the foreign currency bill arrears of the credit card. If the relevant repayment account is Great Wall Credit Card, the exchange rate is the foreign exchange rate published by the bank on the day of deduction, and other repayment accounts are the foreign exchange rate published by the bank on the day before deduction.
2. Foreign currency debts can also be repaid in the same foreign currency (including US dollars and Japanese yen). For debit cards or all-in-one foreign currency accounts, polling deduction will be adopted, that is, when all-in-one accounts have different types of accounts under the designated foreign currency, the bank will check the balance of repayment accounts in the order of first payment and then remittance, and deduct the money from the first account with sufficient balance. When the associated repayment account can't repay the agreed amount in full, the account with larger balance in the banknote account or remittance account is preferred for deduction.
Reminder: foreign currency deposits cannot repay the RMB arrears of credit cards. Please confirm in advance that the repayment account associated with the credit card is sufficient and in normal state, so that the automatic repayment can be successful. If in doubt, please call the credit card customer service hotline 4006695566 for further consultation. Have a good time with your card!
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
What do you mean by the credit card arrears of China Bank some time ago?
The amount owed in the previous period is the sum of the amount owed in your previous billing cycle.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
So much for the introduction of credit card debt.