2. WeChat search input "MCC code of 202 1 version"
Directly enter the number 566 1 that we just recorded here, and the relevant information can be displayed.
If you can't find the information, check whether you entered it incorrectly.
Operating environment: mobile phone version: oppo Reno pro v11wechat: 8.0. 1 1.
First, MCC code analysis
Look at the data,
1: There are generally two merchant rates: 0.38% and 0.6%.
2. Business category. If there are people's livelihood, public welfare and wholesale businesses here, there is generally no score.
3. Details of merchants, indicating the specific category of merchants when consumers swipe their cards.
4. Integral query: you can query the integral of MCC code in each bank.
First of all, MCC
The full name of MCC is merchant category code. MCC code is also called merchant category code. It is a classification code set by China UnionPay and used by various payment institutions and banks. Together with other specific information, the merchant number of the merchant POS machine is the main basis for judging the settlement fee standard of domestic inter-bank transactions before the 9.6 fee reform. It is also one of the important basic data for the analysis report of UnionPay card trading industry and the risk management and control of UnionPay card business.
In short, MCC code has two meanings:
1. Determine whether merchants in an industry with credit cards have points.
2. Calculate the credit card handling fee. 9.6 The fee reform means that the National Development and Reform Commission and the People's Bank of China jointly issued a notice last year to unify the handling fee rate of 0.6% for all credit card industries, and no longer set up a service fee capping industry, which was implemented on September 6 last year. In other words, the second meaning of MCC code to cardholders is suspended, and the handling fee for swiping credit cards is no longer related to the type of merchants.
Second, understand the relationship between MCC and credit card.
Credit card points can be exchanged for various gifts, phone bills, gas cards, and even directly used for credit card payment, but not every purchase has points. Different banks, even different card types, have different points rules. Every bank has a detailed MCC list in official website. If you want to get points, you must know the points rules of your credit card like the back of your hand.