The difference between one credit card overdue under the customer's name and multiple credit cards overdue is mainly that the latter situation is more serious, but there is not much difference. Because whether one card is overdue or multiple cards are overdue, the nature is the same, which will lead to personal credit damage and bad records on the credit report.

It is precisely because overdue affects personal credit that customers' subsequent credit business is likely to be hindered. Overdue cards may also be reduced or exempted by the issuing bank; Even freeze the quota, which makes it impossible to use in the future.

We also need to note that a credit card has expired. If the overdue amount is not particularly large, the customer can find ways to pay off the arrears as soon as possible. However, if more than one credit card is overdue, it is estimated that the overdue amount will not be too low, and the customer's repayment burden will be relatively large, and it may not be possible to pay off the arrears quickly, and the overdue time may be longer, which will generate more penalty interest.