Legal analysis: the time limit for being included in the list of people who have lost their trust is two years. Before deleting the untrustworthy information, you can't mortgage to buy a house. Whether you can go to mortgage to buy a house after deleting the untrustworthy information depends on whether there are any bad records in the credit report. If there is a bad credit record, banks generally will not lend.

Legal Basis: "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith" Article 1 If the executed person fails to perform the obligations specified in the effective legal document and has one of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and impose credit punishment on him according to law: (1) If he has the ability to perform and refuses to perform the obligations specified in the effective legal document; (2) Obstructing or resisting execution by forging evidence, violence or threats; (3) evading execution by means of false litigation, false arbitration or concealing or transferring property; (4) Violating the property reporting system; (5) Violating the consumption restriction order; (6) refusing to perform the settlement agreement without justifiable reasons.