When the bank withdraws cash, it will look at the cardholder's payment, but the focus will still be on the cardholder's card use and credit status. Although cash advance is included in the use of the card, it is not the only reference factor, so it is not correct to say that the amount can be withdrawn with cash advance.
Credit card cash installment has the following effects on withdrawal:
1. Frequent cash advance is not conducive to withdrawal:
Cash advance can generate income for banks, but long-term handling of cash advance will give banks a feeling of lack of money, which will make banks question the repayment ability of cardholders. Therefore, due to risk considerations, it will not easily raise the amount for cardholders, because they are worried that cardholders will over-consume, which will easily lead to the risk of default.
Even in order to avoid risks, the cardholder's credit card limit is reduced, or the card is closed, and the cardholder is required to pay off the debt at one time. This situation is very troublesome.
2. Repayment in time after handling cash advance is conducive to cash withdrawal.
After handling the cash advance, a one-time repayment is required. If the cardholder can repay the loan in time and there is no overdue, the bank still welcomes it, because the handling fee and interest generated by cash advance can make the bank make money and will recognize the cardholder's repayment ability, so it is easy to increase the quota.
The above is "Will cash advance by credit card affect the cash withdrawal amount?" In short, cash advance by credit card has both good and bad effects on the cash withdrawal amount. If you want to withdraw the amount by borrowing cash in advance, you'd better know your repayment ability before handling it.