Yes, the documents for handling credit cards mainly include: 1, resident ID card or passport; 2. Work certificate (certificate of work permit or relevant personnel department, which basically requires working hours of more than three months); 3. Income certificate (income certificate issued by the financial department of the unit, copy of business license and tax payment certificate required for self-employment). At the same time, if you can provide your own real estate license or your own vehicle certificate, the success rate and overdraft limit will be greatly improved. The problem of guarantor and guarantee money depends on the regulations of individual banks, such as China Merchants Bank and Shenzhen Development Bank, and no guarantee is needed. You can try commercial banks other than the four major state-owned banks.