1. Credit Card (English: credit card), also called debit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the Billing Date. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit, and cardholders can spend first and then repay within the credit limit. Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
2. Savings card is a kind of financial transaction card issued by banks to provide financial services for depositors, which belongs to a kind of debit card. Its main function is to deposit and withdraw money at networked ATMs and bank counters, and to spend money at networked POS. The main function of the savings card is to save deposits. The cardholder can realize credit card consumption, ATM withdrawal, transfer and various payments through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card. The expenses incurred through the card are equal to the reduction of the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and it can be obtained immediately without the approval of the bank.
3. China Construction Bank, a national vice-ministerial unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954, and its head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 2 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance. On August 27th, 221, China Construction Bank announced its semi-annual performance report for 221. The report shows that during the reporting period, China Construction Bank achieved an operating income of 416.332 billion yuan, an increase of 7.% over the same period of last year; The net profit was 154.16 billion yuan, an increase of 1.92% over the same period of last year.