Why does Guangfa Credit Card (debit card) always promote insurance?

The purpose of promoting insurance by Guangfa Credit Card (debit card) is very simple, which is to promote the insurance business and create revenue for the bank.

Guangfa Credit Card (credit card) always promotes insurance, which is a good opportunity for those who want to increase their limit. If you have applied for Guangfa Credit Card (credit card) insurance, then go If you apply for a quota increase, your chances of success will be much greater.

Many Guangfa credit card (debit card) cardholders report that they always receive calls from 95508 to sell insurance, which is quite annoying. If you don’t want to increase your credit limit, have no other financial needs, and don’t want to receive any more calls to sell insurance, I suggest you sternly refuse and express that you don’t want to receive such sales calls in the future. Otherwise, if you complain, there will probably be no more calls to sell insurance in the future. The call came.

The Guangfa Bank’s Guangyi Life Insurance Company deducts 169 yuan from your credit card every month. Should you buy this insurance? What are the specific pros and cons? Is it reliable?

Purchasing insurance depends on your specific situation. You may or may not buy it, it all depends on your own wishes.

When Guangfa Bank Credit Card calls to sell insurance, it is generally information harassment and information.

So the hesitation period is within one week. If you feel it is not suitable, you can cancel the policy.

You can consult the insurance agent around you to purchase.

Is the insurance promoted by Guangfa Credit Card reliable? I have applied for it, but I am afraid it is not safe. Can anyone who knows about it tell me?

All commercial insurances have commercial attributes. The purpose of a businessman is to make money. It is not ruled out that he will go bankrupt. Also buy national social insurance! In addition, commercial insurance claims are also very troublesome, similar to car insurance. It is difficult to litigate at the time of sale.

1. Guangfa Credit Card always sells insurance, which is an opportunity for people who want to increase the amount of insurance.

2. Many Guangfa credit card holders report that they always receive 95,508 calls to sell insurance, which is very troublesome. If you do not want to increase the amount of insurance, have no other financial needs, and do not want to receive calls to sell insurance again, I suggest you strictly refuse and say that you do not want to receive such calls in the future. Otherwise, we don’t expect calls to promote insurance in the future.

3. Even if the payment is deducted, there is a ten-day hesitation period after receiving the policy. You can cancel the policy, and only 10 yuan of cost will be deducted.

Guangfa cards can be used at more than 100,000 merchants with the "China UnionPay" logo or connected to the Bank of China, and can withdraw cash from more than 37,000 ATM machines. GF foreign currency cards and dual-currency cards can be used in more than 300 countries and regions around the world; GF RMB cards can be used at overseas merchants with the "China UnionPay" logo, and local currency can be withdrawn from ATM machines. Guangfa Credit Card is the first domestic standard credit card issued by China Guangfa Bank in 1995, and it is also the first credit card to achieve profitability. The credit limit of a credit card is preset according to international standards. Spend it first, then pay it back. There is no need to deposit money in advance. The credit limit can be used for overdraft spending and withdrawal transactions. The interest-free period for overdraft consumption can be up to 50 days. You can repay in full before the repayment due date specified by the bank and enjoy interest-free treatment from the transaction date to the repayment due date. The repayment method is flexible, you can repay in full, or you can choose the minimum repayment amount, and enjoy revolving credit and financing more freely.

1. Main card annual fee [3]: The annual fee for regular UnionPay cards is 40 yuan, and the annual fee for gold UnionPay cards is 80 yuan;

2. Annual fee-free policy: First Annual fee is waived. The annual fee for MasterCard Titanium Card is 480 yuan/card for six times. Annual fees are charged in the first year.

Starting from the first year, if the credit card consumption reaches 80,000 yuan per year, the annual fee for the second half of the year will be waived;

3. Advance cash limit: 50% of the credit limit;

4 .Interest-free period: 20 to 50 days;

5. Consumption verification method: signature password;

6. Revolving credit interest (daily interest): 0.05 interest per day, minimum 1 yuan is charged;

7. Consumption text message notification fee: Free notification for purchases above 300 yuan. To activate the SMS notification function for purchases below 300 yuan, the monthly fee is 3 yuan.

Can the credit cards of China Life and China Guangfa Bank be used?

Yes, China Life Insurance (Group) Company and China Guangfa Bank Co., Ltd. held a joint press conference in Beijing to officially launch " China Life-Guangfa Bank Co-branded Debit Card" (hereinafter referred to as the "Co-branded Debit Card"), and the exclusive application of "China Life One Account" was simultaneously launched.

The "co-branded debit card" jointly launched by China Life and China Guangfa Bank*** has powerful functions. The card integrates the basic service functions of insurance and banking. Cardholders can enjoy the insurance provided by China Life Protection, preferential rates, claims dividends, pension and health care, investment services, and you can also enjoy value-added services such as investment and financial management, premium advances, deposit insurance, financing services, credit loans, payment settlements, merchant activities, points discounts and other services provided by Guangdong Development Bank. The customer service experience is truly one-stop, one-stop and integrated.

The "China Life One Account" application is an important practice of China Life and China Guangfa Bank to implement the "Internet" action. This application can break down insurance-bank barriers online and provide customers with identity identification and account management. , financial investment, and convenient payment services, providing customers with a unified view of all insurance and bank assets under China Life. Customers can conveniently and quickly recharge and withdraw cash from the Yitong wallet, and purchase various financial products such as China Life's life insurance, property insurance, pension insurance, funds, etc. The balance can also be automatically transferred to monetary funds to realize balance financial management and solve customer problems. The pain points of "multiple policies, multiple time points, multiple payments, and idle balances" help our customers better realize the convenience of financial management and the benefits of wealth accumulation

About GF Credit Card Insurance and This concludes the introduction to Guangfa Credit Card Insurance. Have you found the information you need?