Minsheng has issued a variety of American Express credit cards. If the Minsheng Express credit card has the UnionPay logo, it can be used in China. If it only has the American Express logo, it cannot be used in China. China Minsheng Bank issues American Express credit cards mainly to facilitate overseas card consumption. It uses American Express for settlement. It is recommended to use UnionPay credit cards for domestic consumption. Minsheng Yuntongyao Red Card

1. Basic information

(1) Gold card, RMB settlement, RMB-USD account.

(2) The main card is 600 yuan/year, the supplementary card is 300 yuan/year; before December 31, 2021 (inclusive), the annual fee is waived for the first year, and the card is used for 18 purchases or 50,000 yuan in the year (or equivalent foreign currency), the annual fee for the following year will be waived.

2. Highlights

(1) Exclusive first-time brush gift

From now to July 31, 2021 (inclusive), apply for Minsheng American Express? If Yaohong Card becomes the main cardholder of Minsheng Credit Card, activate the card within 30 days (including the date of card verification) and make any purchase of 66 yuan (inclusive) or more through WeChat or Alipay. You can get an exclusive privilege (hereinafter referred to as the privilege) that meets the standard. This privilege is valid for 30 days. Customers can choose to redeem a 20-inch trolley case or a customized version of the Forbidden City Culture "Taihe Guangyun" from American Express within the specified time limit of the privilege. "Cultural bookmark can only be received once per customer. Each gift is limited to 10,000 pieces, first come first served. The redemption page will be open on November 11, 2020. Yujianhui Life’s online application channels and offline PAD scene card issuance channels will not participate in this event.

(2) More selected benefits from American Express card organizations

(3) Minsheng also has two hidden advantages: students can apply, and the limit is higher. In addition, I found during use that with the good interaction between consumption and repayment, the billing period will become longer.