1. Will you go to jail if your credit card is overdue for 15,000?

Under normal circumstances, you will not go to jail if your credit card is 15,000 overdue. First of all, the amount of credit card debt of 15,000 yuan does not meet the standard for imprisonment. If you are sued by the bank, it will be handled as a civil dispute at most. In addition, it also depends on your overdue time. Even if you are three months overdue, the maximum amount you owe is 15,000 yuan, and you will only be collected by phone or door-to-door. You won't be put in jail.

Although you won’t go to jail for spending 15,000 yuan on a credit card, it will also bring other negative effects. If you never pay off your debt, your personal credit will be affected and the bank will blacklist you. Then it will be more difficult for you to handle any bank business in the future.

2. How much will you be sued for if your credit card is overdue?

If your credit card is overdue for more than 10,000 yuan, you may be sued by the bank. But not every user whose credit card is overdue by more than 10,000 yuan will be prosecuted. Under normal circumstances, the bank will only sue you if your overdue amount reaches more than 50,000 yuan and the overdue time is more than three months.

For users whose overdue amount is less than 50,000 yuan, there is no need to take chances. If you have been defaulting and evaded bank collections many times during the overdue period, even if you owe 20,000 yuan, if If the bank cannot see your repayment attitude, it will also file a lawsuit in court.

On the contrary, if the amount you owe is more than 50,000 yuan, but you have a strong willingness to repay it and make a little repayment every month, then the bank will not sue you.

3. How much does it cost to go to jail for an overdue credit card?

From the perspective of the amount, according to the latest regulations, an overdue credit card of 50,000 yuan meets the standard of imprisonment. But this does not mean that every user whose overdue amount reaches 50,000 yuan will definitely be prosecuted, or that he will definitely go to jail after being prosecuted.

It is conceivable that going to jail must have done something illegal, so if you just owe money, you will not go to jail. If you use the money from your credit card to engage in legal activities, you will go to jail. . For example, if you use money from your credit card to gamble, make large cash outs, or engage in credit card fraud or other illegal activities, you will be sent to jail.

Don’t panic if your debt is overdue. Legal assistance will help you negotiate, and a professional team of lawyers will plan a repayment plan for you one-on-one.