Withdrawing cash from one credit card and transferring it to another is the safest way of mutual payment. This method is recognized by banks, but it is not the most cost-effective for cardholders. Withdrawing cash first will directly bring higher interest, and banks will charge interest on the day of withdrawal, which will undoubtedly expand the funding gap of small partners. Moreover, frequent withdrawals will affect the qualification of credit cards and leave a bad impression on banks.
This method is actually to take out the amount in one credit card and put it in another credit card by means of fake consumption. To completely solve the problem of funds, we must start with rational consumption, otherwise it is only a matter of time before it collapses completely and cannot pay off debts.