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What should I do if my credit card is sued by the bank after receiving a summons overdue?
Legal analysis: 1. Grasp the time before the trial and try to negotiate the repayment plan before the trial.

2. Face it bravely and actively respond to the lawsuit.

Even if the court is sued by the bank, we can claim compensation from the court and negotiate the repayment plan with the bank.

Legal basis: Law of the People's Republic of China on the People's Bank of China.

Article 23 The People's Bank of China may use the following monetary policy tools to implement monetary policy:

(1) Require banking financial institutions to deposit the deposit reserve in a prescribed proportion;

(2) Determining the benchmark interest rate of the central bank;

(3) handling rediscount for banking financial institutions that have opened accounts with the People's Bank of China;

(4) Providing loans to commercial banks;

(5) buying and selling treasury bonds, other government bonds, financial bonds and foreign exchange in the open market;

(6) Other monetary policy instruments determined by the State Council.

The People's Bank of China may prescribe specific conditions and procedures when applying the monetary policy tools listed in the preceding paragraph for the implementation of monetary policy.

Article 24 The People's Bank of China shall manage the national treasury in accordance with the provisions of laws and administrative regulations.