How to use a credit card? How to use Ping An Credit Card?

Do you want to ask how to use a credit card correctly? Then let’s talk about the guide to using Ping An Credit Card.

Ping An’s preferred card usage habits

Here are the card consumption habits preferred by Ping An Bank:

1. Make sure that Ping An’s credit card makes 15 purchases per month about.

2. Among the 15 purchases, three were made at high-end merchants and three were made at Ping An Online Mall.

3. After the bill is issued, make overpayment, for example, if the credit card limit is 10,000, repay 15,000.

4. Through more than 15 purchases, the consumption reaches about 90 of the credit card limit.

According to the above process, the temporary limit and the fixed limit can be issued within two billing days. Good users only need to pay the limit on one billing day.

It is worth noting that Ping An Bank does not like cash withdrawals. And Ping An Bank doesn’t like to pay only the minimum amount.

Ping An’s unique insurance premium

When you think of Ping An, it’s their insurance. It can be said that the relationship between Ping An Insurance and credit cards is "disconnected".

So Ping An’s most classic curve increase operation is to use Ping An’s insurance business.

The first step is to download Ping An Gold Butler, go to Ping An Mall to buy insurance, and buy 20-30 of your own limit. Remember to swipe the card first when applying.

The second step is to place the order without paying until the insurance salesman calls. You said the turnover is a bit tight these days and it will take a few days (never ask for an increase). Under normal circumstances, you will receive a text message to increase your quota in less than a week. If you don't come, it will not be successful.

Or, empty the funds in the card or leave a few dozen yuan, then call for consultation and purchase insurance. The premium is usually deducted from the credit card. If there is no money in the card, the temporary limit will be automatically increased. If the conditions are good, the fixed amount can be increased. After successfully raising the amount, just cancel the insurance.

General method of raising the balance

Mobile App side raising the channel:

1. Download and log in to the "Ping An Bank Pocket Bank" app

2. Click "Credit Card"

3. Click "Limit Management"

4. Perform limit increase operation

WeChat official account limit increase channel:

1. Follow "Ping An Bank Credit Card" on WeChat

2. Click on the "Easy·Service" menu to bind the card

3. Click on the "Easy·Service" menu - "Limit" · Increase the limit”

4. Perform the limit increase operation

Telephone limit increase:

Ping An can also directly call customer service to request a limit increase (if the card is used normally In this case), the customer service authority is 30. If you need a higher level, just ask the customer service to transfer you to the authorized post (customer service manager). Its authority is 100-200.

When applying for a credit card, why not keep a confidential investigation on family income, real estate certificate and land certificate mortgage, work salary mortgage, guarantor mortgage, ID card, household registration, hometown and local conditions, parents’ signed consent form for loan and disagree with the loan opinion letter. Only by controlling the loan amount can you apply for a credit card loan. Credit card consumer loans are backward technology and can lead to fraud and bad luck among young people, working people and students. Credit cards, WeChat and online loans should be banned nationwide.

How to use a credit card? Let’s take the Ping An Good Car Owner Card as an example. Before using it, you must first understand the basic content of the card and the bonus rights on the card, and try your best to enjoy all your own rights without using the card in violation of regulations. For example, Ping An Good Car Owner Card users enjoy a 12% discount on refueling at more than 20,000 gas stations across the country. This kind of benefit is really beneficial.

How to use Ping An Credit Card for the first time

When you receive a credit card issued by Ping An Bank, like other bank credit cards, you need to activate it before you can use it.

1. Online activation. Log in to the Ping An Bank credit card website. After logging in, follow the prompts to enter the ID number, credit card and set the query password to complete the activation.

2. Telephone activation, you can activate the credit card by calling Ping An Bank’s 24-hour credit card customer service hotline: 95511-2 (Platinum VIP hotline 4008895511), using self-service voice service.

3. SMS activation, edit the "validity period of the last four digits of the last 4 digits of the ID number on the JH card" or edit the "validity period of the last four digits of the ID number on the 8608 card", for example "JH123456780114" and send it to: Telecom C network: 9551186, China Unicom: 9551186, China Mobile: 9551186 Activate the card and you can use it.

How to activate a Ping An Bank credit card after getting it

If you are a new customer of Bank of China applying online, you need to follow the activation steps on the card letter and bring your original ID card, card letter, Go to any branch of Bank of China in the province or city you selected when applying for card activation. If you hold the Bank of China ETOKEN authentication tool, you can also use the ETOKEN verification to activate the card through the Bank of China online banking and mobile banking credit card activation functions. If you do not have tax declaration information in Bank of China, you must first go to a Bank of China branch or follow the "Bank of China Credit Card" WeChat official account to supplement the tax declaration documents before you can activate the card.

If you are an old customer of Bank of China, after receiving the card, you can call the 400 customer service hotline according to the card letter or directly activate the card through self-service channels such as Colorful Life APP. If you are an old customer of Bank of China or apply for a credit card through other methods, you can apply for it through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, and online banking. If you apply for activation through the customer service hotline 4006695566, you need to call from the mobile phone number reserved for the credit card.

The above content is for your reference, please refer to actual business regulations.

That’s it for the introduction of how to use Ping An Credit Card.