There is no handling fee for handling credit cards in China Guangfa Bank, which is free.

1. The conditions for applying for a credit card of Guangfa Bank are as follows:

1. Any natural person who has reached the age of 18 and not more than 6, has full capacity for civil conduct, has a stable and legal source of income and has a good reputation can apply for a personal credit card master card from the card issuer with his valid ID card and other documents required by the card issuer.

2. The main cardholder of personal card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall be fully liable for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

2. The materials required for handling the credit card of Guangfa Bank are as follows:

1. Identity certificate: generally, it is an ID card, and soldiers need to provide a copy of their military ID card;

2. Work certificate: original work certificate;

3. Proof of financial resources: the bank's salary flow, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as a copy of real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

3. The processing channels and processes are as follows:

1. Log in to the official website of Guangfa Bank that wants to apply for a card, select the credit card center interface, select the credit card that you want to apply for, fill in the application materials and submit it.

2. Take the application materials and apply for a credit card at the counter of the local bank outlet. You need to fill out the application form and provide the information for the bank to review.