The minimum repayment of ICBC credit card is a repayment method of credit card. It is usually suitable for credit card holders who are unable to repay the current bill in one lump sum. The minimum repayment amount is generally only 10% of the current bill amount. So will paying the minimum repayment on an ICBC credit card affect your credit? Let’s find out together.

Will paying the minimum repayment amount on an ICBC credit card affect your credit?

Paying the minimum repayment amount on an ICBC credit card will not affect your personal credit. As long as the user completes the minimum repayment of the credit card bill in time before the final repayment date, it will not have a negative impact on the personal credit report. The minimum repayment is a credit card repayment method approved by the bank. Under normal circumstances, you only need to repay 10% of the current bill amount, and interest will be calculated on the remaining unpaid balance on a daily basis. It should be noted that the final payment deadline for the remaining unpaid portion is the final payment date of the next bill.

The above is an introduction to the minimum repayment of ICBC credit cards. I hope it can be helpful.