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Can two credit cards be repaid alternately?

1. Two credit cards can repay each other. The only legal way is to withdraw cash from another credit card at an ATM or over the counter and use it to repay another credit card. Except for cash withdrawals at ATMs and counters, all other methods of cash withdrawal are using credit cards and are illegal.

It is possible to stagger the billing dates and repayment dates of the two credit cards and repay each other through cash or cash withdrawal on the two cards. However, the cost will be relatively high and regular operation is not recommended.

2. You can apply for other credit cards. After withdrawing cash from the ATM, repay the amount of the Peony credit card before the last repayment date on the 25th of each month, and then use the salary card to repay the amount of the other credit card.

Note: Credit card cashing out is very risky. If the bank discovers malicious cashing out, the credit card will be frozen or deactivated, or the bank will need to bear corresponding legal responsibilities in serious cases.

Extended information:

Credit card repayment process:

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts, select the credit card issuing bank, enter the credit card number, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4. Complete the payment in online banking with the transferred debit card: follow the prompts and use other bank's debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

Reference material: Baidu Encyclopedia - Credit card repayment

Reference material: Official website of the People's Bank of China - Credit card cash out