Generally, the amount of the Dolly Gold Card of Guangfa Bank is between 1, and 5, yuan, and the amount varies according to the situation of each person. The specific amount should be considered according to the personal qualification and financial situation of the cardholder.

the time limit of the points is the same as the validity period of the card, and the interest-free repayment period is 26 days to 56 days. The annual fee collection policy is 18 yuan every year, and the annual fee is not charged in the first year. You can also avoid paying the annual fee for the following year if you swipe your card six times a year.

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1. Introduction to basic information of Guangfa Bank Card

Annual fee of standard credit card of Guangfa Bank: 26 yuan, interest-free period (longest): 56 days, interest-free period (shortest): 25 days, credit limit (highest): 15, yuan, transaction method: signature ten passwords, credit limit (lowest): 1, yuan, and points policy. Daily interest rate: .5%, late payment fee ratio: 5%, withdrawal fee ratio: 2.5%, excess fee ratio: 5%, overpayment recovery fee ratio: 2.5%

2. Bank card application channels

1. Bring valid identity documents to the business outlets.

2. Apply online.

3. Guangfa marketing personnel.

zero risk of card loss

3. The first service in China to launch "card loss reporting takes effect immediately" will minimize your risks and losses and make your interests more protected.

1. Benefits of Guangfa Credit Card Gold Card:

(1) Guangfa Bank Standard Credit Card Gold Card, the first standard credit card in China. Enjoy the protection of card loss 48 hours before full loss reporting, optional high insurance protection, interest-free installment of "Everything Bank", overdraft withdrawal points and many other functions and benefits, so that cardholders can spend more freely and manage their finances more easily.

(2) Zero risk of card loss

(3) The service of "immediate effect of card loss reporting" was first launched in China, which minimized your risks and losses and ensured your interests.

(4) Consumer Preferential Plan

(5) Specially launched "Points Incentive Plan" and "Guangfa Card Merchant Preferential Plan" will make your divided consumption pay off and enjoy special discounts. In case of festivals, we also close a variety of preferential items, which will make you double profit.

2. Disadvantages of Guangfa Credit Card Gold Card:

(1) Annual fee of Guangfa Bank's standard credit card gold card: 26 yuan

(2) Annual fee-free policy: the first year is exempted, and the next year is exempted if it is swiped six times a year [1]

(3) Interest-free period (the longest): 56 days

(4) Annual fee of secondary card: