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Present) "transaction" is a widely used payment method in the international market at present. CNP transaction is introduced in detail on Visa and Master websites.

Consumers choose credit card payment service without a card, which means that authorized merchants have the right to deduct the money corresponding to this order from the credit card account provided by them. This service does not need to open the online payment function of credit card, and does not need to input password and signature, which breaks away from the limitation that general electronic payment depends on the network, which not only makes consumers pay more conveniently, but also improves the transaction efficiency of merchants. At present, this payment method has been widely used in domestic real-name registration system consumer industry.

Major banks in China have strict evaluation criteria for merchants applying for credit card confidential payment services, and only merchants who meet the safety conditions will be approved to open payment services. At the same time, when applying for bank authorization, merchants must provide credit card related information such as credit card number, validity period and verification code for verification according to the requirements of the bank.

For more information, please check Ctrip official website: /#c=baiduzd.