According to Article 20 of the Credit Card Charter:
If the cardholder repays all the payable funds before the due repayment date (inclusive), the amount of consumer transactions in the current period on the current statement shall enjoy interest-free treatment. The interest-free repayment period will be notified by the bank separately.
If the cardholder fails to repay all the repayment amount before the due repayment date (inclusive), he can repay any amount not less than the minimum repayment amount, but the consumer transaction funds that should be repaid no longer enjoy the interest-free repayment treatment.
Extended data:
According to article 30 of the credit card charter? The provisions of:
If the main cardholder or cardholder no longer uses the Longka credit card during or after the validity period of the credit card expires, he should apply to the bank for account settlement after paying off all debts of the account and destroying all the cards under the same account, and the bank will go through the formal settlement procedures for him 45 days after accepting the application for account settlement (except for those whose cards have expired for more than 45 days).
When the company cancels its account, the remaining RMB funds in the account will be transferred back to its basic deposit account, and the foreign exchange funds will be transferred back to the corresponding foreign exchange account, and no cash can be withdrawn.
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