the minimum repayment amount of a credit card is not overdue.

1. The minimum repayment amount is the normal repayment method of credit cards. As long as the amount deducted by the bank is greater than or equal to the minimum repayment amount, it will not be overdue, no overdue records will be generated, and no credit investigation will be conducted, which can alleviate the repayment pressure of users.

2. Only the minimum repayment amount is paid every month, and the remaining unpaid arrears will be charged with the interest of .5% of this month's bill from the repayment date.

3. You don't need to contact the bank for the minimum monthly repayment. As long as the proportion of arrears stipulated by banks or financial institutions is sufficient, it will not be overdue.