The credit cards of China Construction Bank are similar in terms of finance. It depends on what kind of privileges you need. The selection method is as follows:

1. If you prefer entertainment, you can choose Transformers card, Barbie card, football card, etc.; if you hold a football card, you will get the following privileges:

1. ***Enjoy the joy of victory

Each time a European giant club that issues a Champions League football credit card wins a game in the European Champions Cup and UEFA Cup, the goal difference in that game will be It will be used as a multiple (up to 4 times) of the club cardholder's valid card consumption points on the previous day, and the cardholder can receive points rewards.

2. Genuine Points Gifts

Use the Champions Football Credit Card to swipe your card to enjoy exclusive Champions Football Credit Card Points gifts, which can be exchanged for official genuine commemorative gifts from top European clubs such as jerseys and boots.

3. Collectible Commemorative Card Album

CCB exclusively issues the highly collectible "Championship Football Credit Card Collectible Album" (including commemorative cards of each club). Cardholders can receive free gifts if their cumulative valid credit card consumption reaches more than 30,000 yuan that year with the Champions Football Credit Card.

2. If you frequently participate in shopping mall activities, you can choose hot purchase series cards, etc.; the recommended reasons are as follows:

1. Enjoy high-quality department stores in Shenzhen and Hong Kong and enjoy colorful shopping, including Discounts from department stores such as Shenzhen Bauhinia City (Nanshan Store), Garden City, Hong Kong K11, Shatin New Town Plaza, Citygate and other department stores.

2. Integrate the membership card functions of major shopping malls, well-known department stores, hotels, fitness clubs, health pharmacies, cultural entertainment and other cooperative merchants.

3. Use CCB’s city-wide popular credit cards to pay for public transportation such as subways and buses in Shenzhen, and at the same time enjoy VIP treatment for car rental, travel and air tickets.

4. CCB’s popular credit cards in the city enjoy automatic rebates from hundreds of high-end restaurants and restaurants in Shenzhen, with the rebate range ranging from 3 to 9.

5. Enjoy discounted tickets for many attractions in Shenzhen, including OCT East, Wildlife Park, Qingqing World, Maritime Garden, etc.

3. If you are a car owner, you can choose a car card;

The Dragon Card car card is the first lifestyle credit card in China that specifically serves private car owners. It is a service specifically for private car owners. The platform and payment settlement tool are a unique ID card for private car owners to have a superior life and good credit.

4. If you often travel or go on business trips, you can choose global payment credit cards, world travel credit cards, eLong credit cards, etc. The special rights and interests are as follows:

1. Global payment in all currencies is recorded in RMB

The Dragon Card global payment card can be used at home and abroad, and all foreign currency transactions (including card consumption, online consumption, withdrawals, etc.) All of them can automatically purchase foreign exchange, convert it into RMB and credit it into the RMB account of Dragon Card Global Payment Card. Cardholders only need to repay the outstanding amount in RMB according to the bill, making repayment more convenient.

2. Free of foreign exchange handling fees

When used in all countries or regions around the world, foreign exchange handling fees are waived and the expenditure is more favorable.

3. Consumer credit services for studying abroad

Studying-abroad families can apply for the Dragon Card global payment card as the main and additional card, and enjoy multiple consumer credit services such as consumption, bills, and study abroad fee installments

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Extended information

The common domestic construction bank credit card repayment methods mainly include the following categories:

1. Repayment within the issuing bank

The Methods include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Inter-bank transfer/remittance repayment

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

3. Online repayment

The more common online platforms in China include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

4. Convenience store repayment

This method mainly completes repayment through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.

5. Over-the-counter repayment

Over-the-counter payment refers to the bank cards issued by various networked financial institutions. Through the counters of other bank branches registered in the UnionPay Exchange Center host system, Conduct RMB current deposit and withdrawal transactions.

6. Xinpaytong repayment

The "Xinpaytong" smart card swiping phone was independently developed by China UnionPay, certified by the Bank Card Testing Center, and approved by the China UnionPay inter-bank information exchange network Providing innovative electronic products supported by financial services.

7. Repayment Tong

Use "Repayment Tong" to repay, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

8. Other repayment methods

In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods to facilitate cardholders' repayment.

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